A recent interview featuring Ripple’s former executive, Marcus Treacher, sheds light on the company’s focus on standardizing cross-border payments through its alignment with ISO 20022. Treacher emphasizes that Ripple prioritizes efficiency in payment processing over technological specificity, leading them to embrace this global standard. This commitment is reflected in their use of XRP for fast fiat-to-fiat transactions, and the introduction of RippleNet, a platform built upon structured financial messaging. 5 years before its adoption, ISO 20022 became part of Ripple’s foundation. Ripple’s early adoption allows them to address global payment challenges and foster competition in the financial landscape. Treacher emphasizes this strategic move as key to building a more interconnected and efficient global payments ecosystem. The potential for XRP investors who have held onto the asset, is also discussed. Ripple continues to push for global payment standardization through ISO 20022 and its vision of seamless cross-border transactions.