Deutsche Bank Faces ‘Year of Reckoning’ as CEO Targets 65% Cost Ratio

Deutsche Bank is entering a critical year: 2025, according to CEO Christian Sewing, will be the ‘year of reckoning’ for the bank. The German lender faces pressure to deliver on ambitious financial targets as it navigates a challenging period marked by rising investor expectations and market volatility. Despite recent strong financial performance, including €5.7 billion in profit before tax in 2023 and €5.3 billion in 2024, Deutsche Bank aims for a cost-to-income ratio below 65% and an equity return exceeding 10%. 2025 will be crucial as the bank strives to deliver on its strategic plan.