Speculation about XRP’s price reaching $100, $500, or even $1,000 is prevalent online. While this may seem improbable at first, some real-world use cases and numbers suggest a potential for growth that goes beyond conventional thinking. 2023 has seen XRP gain traction as the world’s second-largest cryptocurrency by market capitalization. An X (formerly Twitter) account by Stellar Rippler pointed out that XRP was designed for fast, low-cost cross-border payments—a function currently handled by SWIFT at a rate of about $5 trillion per day. Assuming XRP captures even 10% of SWIFT’s volume, the daily market value could reach $500 billion, potentially driving XRP’s price towards $27-$50.