For over a decade, XRP has sought to revolutionize cross-border payments by enabling instant and borderless transactions. However, despite its potential, XRP hasn’t achieved widespread adoption in the banking sector. Stablecoins have emerged as a dominant force, replacing XRP’s role in remittance corridors. As banks race to launch tokenized rails for currencies like USD and EUR, the question arises: If XRP is no longer the fastest horse in the cross-border payments race, which next-gen project can capitalize on this shift? 2023 looks promising with Digitap ($TAP) and Remittix ($RTX) leading the pack. Both projects offer unique solutions for remittances and other financial transactions. While both are strong contenders in the crypto presale market, only one can truly claim the title of best crypto to buy now for cross-border payments.