HONG KONG, November 14, 2025 – PhotonPay, an AI-powered financial technology provider, has joined Circle’s Arc public testnet, a blockchain network designed to bring real-world economic activity onto the blockchain and pave the way for the next generation of the internet’s Economic Operating System (OS). PhotonPay is collaborating with other pioneers in global payments, fintech, and tech innovation, demonstrating its commitment to creating open, programmable financial infrastructure. 200,000+ businesses worldwide trust PhotonPay to overcome banking and payment challenges by providing simple, scalable, and customizable solutions including accounts, card issuing, global payouts, online payment, FX management, and embedded finance.