Cryptocurrency Lending Surges to Record High in Q3 2025

Lending platforms in the cryptocurrency space have reached a record high of $73.6 billion in the third quarter of 2025, according to PANews. This significant leap surpasses the previous record of $69.4 billion set in Q4 2021. A surge in loan activity can be attributed to the approval of exchange-traded funds (ETFs) and eased regulations that have bolstered the industry’s recovery since the start of 2024. However, recent anxieties arise with Bitcoin facing a notable decline of over 20%, sparking concerns about potential risks associated with this rapid growth in lending activity.