Crypto experts are predicting a significant shift in how global payments are conducted, as central banks around the world are preparing to integrate digital currencies into their existing systems. The European Central Bank (ECB), for example, has officially begun developing its own digital euro, with pilot programs set to launch by 2027. This move signifies a potential tectonic shift in the payment ecosystem, and XRP, known for its focus on fast, low-cost cross-border settlements, could benefit significantly from this change. CryptoSensei’s recent commentary points towards this potential, urging his audience to prepare for this new landscape. The digital euro, coupled with the EU’s digital identity framework mandating compatible wallets by 2026, suggests that a significant integration between digital currency and verifiable identities is on the horizon. This could open doors for tokenized solutions designed for cross-border payment needs, such as XRP.