SWIFT Decline Fuels Surge in XRP, As Blockchain Solutions Captivate Global Payments

Global payments are undergoing a seismic shift. Recent data reveals a 15% month-over-month decline in SWIFT transaction volume, one of the sharpest drops recorded in recent history. This drastic reduction reflects growing interest in faster, more cost-effective settlement solutions like XRP Ledger (XRPL) and other blockchain-based payment systems. While SWIFT continues to provide international transfer backbone services, its traditional model of long delays and multiple intermediary fees is facing increasing pressure. 2025’s market dynamics are favoring ecosystems that offer real-time settlement and transparent efficiency.