After years of dominance, meme coins like Shiba Inu (SHIB) are seeing their influence wane. This April, Mutuum Finance (MUTM) has emerged as a strong contender, capturing investor attention with its real-world lending utility and robust community engagement. The fourth phase of the Mutuum Finance presale is underway, driving the price of MUTM to $0.025 after raising $6.5 million in investment. This success stems from several factors: a new dashboard leaderboard tracks top 50 holders who gain bonus tokens for maintaining their ranking, offering tangible rewards beyond just social media hype. 20% price increase is anticipated during the upcoming Phase 5 which will further boost investor confidence. Analysts predict a surge to $5 in the coming months as MUTM’s unique lending approach meets rising market demands, effectively proving that substance can trump spectacle in the crypto world.