While Cardano (ADA) has long been a popular choice among blockchain enthusiasts, its growth has recently slowed. Despite holding a billion-dollar market capitalization, ADA’s price movements are limited. In contrast, Mutuum Finance (MUTM) is still in the early stages of development. Its smaller market size and growing DeFi model offer significant potential for growth. Analysts believe MUTM could hit $1 by next year, driven by real use cases and a rapidly expanding investor base. Mutuum Finance’s Presale Momentum The project is currently in its sixth presale phase, with an initial price of $0.035 per token and over 80% sold. Phase 7 will launch at $0.040, representing a 15% increase. With $18.15 million raised and over 17,600 holders across all phases, the project is attracting early investors who see its potential similar to how ADA’s early adopters once saw it. However, this time, MUTM offers greater utility with live DeFi use cases and a transparent leaderboard system. **A Two-Part Lending System Drives Real Utility** Mutuum Finance utilizes two key lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). P2C allows users to deposit stablecoins or assets like ETH and USDT into smart contracts, which will automatically provide liquidity for borrowers. As the volume of these pools increases, interest rates will adjust in response to supply and demand. The P2P model facilitates direct agreements between users, enabling more risky token lending while still ensuring safe protocol operation. This system offers higher yields for lenders willing to take on additional risk. **Early Adoption and Beta Launch Set Up Growth** As a key development milestone, the project’s V1 protocol will launch on Sepolia Testnet in Q4 2025. Early adopters will gain access to the platform, which includes a liquidity pool, mtToken, debt token, and a liquidator bot to ensure smooth operations. This testnet release will provide users with hands-on experience before the full launch. Feedback from this beta phase will attract more users and build confidence, leading to higher trading volumes and price appreciation. **Buy-and-Distribute Model Boosts Demand** The platform also features a buy-and-distribute model. A portion of revenue is used to purchase MUTM tokens on the open market, which are then distributed to mtToken stakers. This system rewards long-term investors while encouraging sustained demand as platform usage increases. **Outperformance Predictions and Next Steps** Analysts predict Mutuum Finance could outperform ADA by over 300% in the next year thanks to its real-world DeFi use cases, buy-and-distribute model, and upcoming beta launch. Early participation is crucial for investors seeking to capitalize on this opportunity before an exchange listing. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.