October 2025 is shaping up as a pivotal month for Ripple and the broader XRP community. A regulatory filing has evolved into a countdown toward a potential milestone that could reshape Ripple’s position within the U.S. banking landscape — the anticipated approval of Ripple National Trust Bank by the Office of the Comptroller of the Currency (OCC). 2025 is shaping up to be a pivotal month for Ripple and the broader XRP community. 30 June 2025 saw a significant development when documents signed by Stuart Alderoty and Timothy Keaney appeared, signaling an upcoming decision on Ripple’s application. 🚨BREAKING: Documents signed by Stuart Alderoty and Timothy Keaney on June 30, 2025. Deadline: 120 days after signature. October 2025! 💥RIPPLE NATIONAL TRUST BANK💥 #XRP pic.twitter.com/WjaQ6oYfn2 — JackTheRippler © (@RippleXrpie) October 6, 2025. These documents align with public OCC filings related to Ripple’s application to establish a national trust bank. The proposed entity — Ripple National Trust Bank, N.A. — represents a crucial component of Ripple’s strategy to integrate its digital asset operations, including XRP and its stablecoin RLUSD, within a fully regulated banking framework. 120-day Review Window Under OCC procedures, national trust bank applications typically undergo a 120-day review period after a complete filing is submitted. Given the June 30 signature date, this window extends through late October 2025, aligning perfectly with community expectations of an imminent decision. The 120-day framework provides a practical benchmark and has intensified market anticipation around Ripple’s next major regulatory chapter. If approved, Ripple National Trust Bank would operate under direct federal supervision, allowing Ripple to offer custody, fiduciary, and settlement services within the traditional banking system. By integrating with U.S. banking infrastructure, Ripple could simplify its management of stablecoin reserves, digital asset custody, and institutional settlements. 4th of July weekend in 2025 will be a landmark moment for Ripple as it has the potential to transform XRP and the crypto industry. The Pushback and Regulatory Landscape Ripple’s application has not gone unchallenged. The ICBA and NCRC have raised objections, expressing concerns over consumer protection, potential market dominance, and inadequate oversight. Such resistance underscores the broader tension between traditional financial institutions and fintech innovators entering the banking domain. What Comes Next As the countdown approaches its October endpoint, all eyes remain on the OCC’s next move. Any formal notice, supplemental request, or update from Ripple’s leadership could determine whether this historic approval becomes reality. For now, JackTheRippler’s post has brought clarity to a process that had largely remained under the radar, galvanizing the XRP Army around a single, time-bound milestone. Whether the OCC grants the charter by the end of October or extends its review, Ripple’s pursuit of a federally regulated trust bank marks one of the most consequential developments in its history — and one that could redefine the intersection between blockchain and traditional finance. Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter, Facebook, Telegram, and Google News 🚨BREAKING: Documents signed by Stuart Alderoty and Timothy Keaney on June 30, 2025. Deadline: 120 days after signature. October 2025! 💥RIPPLE NATIONAL TRUST BANK💥 #XRP pic.twitter.com/WjaQ6oYfn2 — JackTheRippler © (@RippleXrpie) October 6, 2025. The post XRP Army Counts Down to Ripple National Trust Bank Approval. Here’s the Update appeared first on Times Tabloid. }