OKX CEO Star Xu has revealed a three-phase roadmap to develop the company’s blockchain project, X Layer. At a recent offline meet-up, Xu outlined the plan for expanding its infrastructure and fostering wider adoption within decentralized finance (DeFi).
The first phase will introduce stablecoins like Tether (USDT) and USDG onto the X Layer platform. Integration is already underway, with users soon gaining access to hold these stablecoins in the OKX Wallet and potentially earn around 4%–5% annual interest on USDT as of October 2025.
Phase two focuses on integrating lending, trading, and oracle services into the X Layer ecosystem through partnerships with leading DeFi projects like Aave, Uniswap, Balancer, and Chainlink. The goal is to enhance interoperability and provide a more dynamic DeFi experience.
Finally, the third phase will involve launching incentive programs for developers, utilizing the $100 million “OKX Vision Fund” to support these initiatives. Xu emphasized that this fund represents a long-term commitment to building blockchain infrastructure.
X Layer itself is an Ethereum Layer 2 rollup designed to enhance transaction speed, reduce fees, and improve interoperability. It will serve as the foundation for OKX Wallet and exchange services, with OKB acting as the network’s gas token. The platform also supports cross-chain swaps, stablecoins, and DeFi applications.
The X Layer team continues to focus on product development, technical upgrades, and community engagement to support healthy ecosystem growth in the coming months.