At WebX 2025 in Tokyo, blockchain payments came under intense scrutiny. Leaders from Trust Wallet, Japan Smart Chain, and UPCX highlighted the need to clear three major hurdles before blockchain-based payments can be fully integrated into everyday life: self-custody, transaction costs, and cross-chain interoperability. These companies discussed their ambitions to bring blockchain payments into daily routines before 2026. 3rd party apps like Trust Wallet have achieved a massive user base (over 200 million downloads) but struggle with user experience bottlenecks. Japan Smart Chain emphasized the importance of complying with local regulations and providing a smooth, secure experience for consumers.