Ripple CEO Brad Garlinghouse is optimistic about 2026, predicting it could be the most bullish year for XRP prices yet. Institutional investors like BlackRock, Vanguard, and Franklin Templeton are deepening their exposure to XRP, fueling speculation of a price surge towards $2.75. Analysts suggest breaking through key resistance levels around $2.28 is crucial for a run to this target. Early institutional interest in regulated XRP ETFs signals growing confidence in the token’s utility, but some experts warn a failed breakout could send XRP back into its multi-month support zone.
Garlinghouse’s bullish outlook was fueled by positive regulatory developments and increased institutional participation. Vanguard, previously skeptical of crypto, has now allowed its clients to buy regulated crypto ETFs. This shift signals a significant shift in the U.S.’s stance on crypto, paving the way for broader adoption.
The CEO also highlighted the importance of achieving XRP price stability via spot ETFs and the application for a national bank charter and Fed master account – all bolstering his belief that Ripple is building an institutional foundation. This has driven XRP news, with Ripple announcing a $500 million raise at a $40 billion valuation, partnerships with Mastercard and Gemini, and new products like a crypto prime brokerage.
XRP price has been consolidating in the low-$2 range after hitting highs near $3.35 in mid-August 2025. Despite recent consolidation, technical indicators suggest resistance around $2.28, with analysts Ali Martinez predicting a bullish target of $2.75 if this level is cleared.
However, some experts caution that competition from stablecoins and other payment networks could hinder XRP’s progress. Continued market strength and trading volume are crucial for sustained price momentum.
The article notes strong on-chain data with over $750 million in net inflows into new U.S. XRP ETFs since their launch, and rising futures open interest suggests institutional investment.
Ultimately, 2026 holds significant potential for XRP, particularly if it breaks through resistance at $2.28 – a level that could validate Garlinghouse’s optimistic outlook and solidify its place in the broader crypto ecosystem.