A crypto investor is making the case that XRP’s future value hinges on real-world use and liquidity, not just speculation. Using a simple investment scenario as an example, 24HRSCRYPTO proposes that holding $5,000 in XRP until 2030 could yield significantly more than Bitcoin at projected prices. This contrasts with the investor’s view that Bitcoin’s future growth relies largely on speculative buying activity. His analysis highlights the difference between short-term market fluctuations and long-term value driven by practical use cases. He argues that XRP’s stability comes from its function as a global financial infrastructure component, addressing settlement needs and providing liquidity for institutions. While this approach is not without criticism, it reflects the growing trend of investors prioritizing real-world utility over fleeting market hype.