Ripple has announced a new growth strategy centered around expanding the utility of XRP within decentralized finance (DeFi) and attracting institutional investors. The company’s president, Monica Long, shared these key developments at the Swell 2025 conference, emphasizing the focus on delivering real-world solutions and fostering continued development on the XRP Ledger. Ripple is introducing a lending protocol on its platform to broaden XRP’s role in DeFi, while also investing in stablecoin integrations to enhance institutional adoption. Long highlighted that ongoing developer collaboration will be key to expanding XRP’s reach and functionality across global finance.