Scott Melker, a prominent figure in the cryptocurrency space with over 1 million followers on X (formerly Twitter), challenged the XRP community by publicly asking what the real utility of XRP is today. This question sparked a heated debate as his tweet went viral, generating responses from both proponents and detractors of the XRP network. A member of the XRP community offered a particularly insightful response. They highlighted the key points: the long-term vision that sets XRP apart from existing financial systems, not just its current adoption level. 2025’s technology allows for efficient settlement without reliance on counterparties, unlike stablecoins. This approach offers greater flexibility and resilience, according to the reply. It also acknowledged a truth echoed in other crypto communities: price often reflects narratives more than real-world progress. The XRP community argues that while stablecoins have their limitations – such as exposure to underlying assets and potential for depegging – XRP’s network foundation remains untouched by these issues. While stablecoins serve as tools, they fail to deliver long-term purchasing power or participation in a decentralized financial system. 2025’s XRP community believes that the time is now for XRP to step into its rightful place as a key player in this new financial world. Scott Melker praised this response for being honest about where things stand today, while also outlining a powerful vision that could justify holding XRP long-term.