Africa is witnessing a surge in mobile money adoption, making it one of the fastest-growing regions for cryptocurrency use. From Kenya’s M-Pesa to Nigeria’s vibrant peer-to-peer crypto markets, the continent demonstrates a strong grasp of the benefits of decentralized finance (DeFi). However, DeFi’s growth in Africa remains stunted by limited awareness, regulatory uncertainty, and infrastructural hurdles. Despite these challenges, the potential for DeFi in Africa is undeniable. It can unlock financial inclusion, offering alternative lending, yield opportunities, and borderless transactions. This article dives into the current state of DeFi in Africa, exploring both its challenges and promising avenues for growth.