JPMorgan Chase has taken a significant step forward in mainstream finance by expanding its collateral framework to include direct Bitcoin (BTC) and Ethereum (ETH) holdings for institutional clients. This move marks one of the clearest signs yet that traditional banking institutions are embracing digital assets as legitimate components of corporate balance sheets. ⚡ The bank’s policy builds upon an earlier decision in June 2025, where it started accepting spot Bitcoin ETFs as loan collateral for trading desks and high-net-worth clients. This new policy represents a significant step further by allowing verifiable cryptocurrency holdings to be used in loan evaluations and net worth assessments, much like traditional equities. The bank’s risk management systems are equipped with real-time data feeds from regulated custodians and major exchanges, ensuring accurate valuation of these assets.