An expected regulatory decision for XRP ETFs is anticipated to propel significant price movements in the cryptocurrency market. Grayscale, Bitwise, Canary Capital, and other asset management firms are awaiting a ruling from the U.S. SEC on their respective filings by October, with Franklin Templeton’s filing expected in November. Analysts predict these products will increase demand for XRP. However, the exact impact remains unclear. 2023 model data suggests that if $17 billion of XRP ETFs flow into the market within a year, a significant price surge could occur. Rob Cunningham, on the KUWL show, presented this scenario in collaboration with ChatGPT, utilizing a model where $17 billion from ETF products seeks to meet the existing supply of 5 billion XRP tokens. In this scenario, prices would rise until the supply matches demand, potentially reaching an estimated $3.40 in a purely mathematical case; however, the reality may vary as many holders resist selling at low prices and liquidity is thin. However, Cunningham’s analysis suggests lessons from past gold and Bitcoin ETF launches, indicating rapid price adjustments. 12-month projections for XRP based on various scenarios include an expectation of $8 to $15 in a scenario where most of the supply remains liquid; further increases to $20 to $35 could occur if only 20% to 40% of tokens trade. However, even in the tightest scenario, with just 10% to 15% of supply entering the market, prices may surge significantly, reaching a range from $8 to $12 or potentially soaring further, as Cunningham suggests a more optimistic range of $20 to $30. It is worth noting that he also pointed out the FOMO effect, stating that if ETFs drive prices higher, it could trigger a cascade of buying activity from institutions and retail investors, exceeding the initial ETF inflows. With banks holding $22 trillion in assets, global advisors managing $115 trillion, and American households holding over $5 trillion in savings, a mere 0.5% allocation to XRP across these entities would represent an immense $110 billion from banks, $575 billion from advisors, and $25 billion from retail investors. This massive influx of capital could drive prices even higher, potentially hitting the $50 to $150 range. If systemic allocations occur among banks and advisors, XRP could surge into a substantial price range, potentially breaking above $200 to $500.