A new bill proposes to incorporate cryptocurrency into 401(k) retirement plans, following President Trump’s executive order that eased restrictions on such investments. Introduced by Congressman Troy Downing, the Retirement Investment Choice Act would codify this policy shift, directing the Department of Labor (DOL) and the Securities and Exchange Commission (SEC) to reduce regulatory barriers for cryptocurrencies in 401(k) plans across the U.S. This move could significantly alter retirement savings dynamics, leading to increased cryptocurrency engagement within retirement portfolios. The bill is expected to drive a shift in investment strategies and market integration as both individual savers and financial markets adapt to this new landscape.