A new U.S. House bill aims to permanently codify President Trump’s executive order on cryptocurrency inclusion in 401(k) retirement plans, potentially opening up crypto investments for millions of Americans. The Retirement Investment Choice Act, introduced by Representative Troy Downing (R-MT), seeks to enable 401(k)s to invest in cryptocurrencies like stocks. If enacted, this could significantly democratize financial options within retirement savings and bring substantial new capital into the crypto market. This bill aligns with past trends such as the approval of Bitcoin ETFs, where increased institutional participation fueled public acceptance. The proposed legislation mirrors these historical successes, suggesting a similar outcome if enacted. While this move may mirror past regulatory transitions, its impact remains to be seen. Notably, experts anticipate substantial investments from pension plans should regulatory pathways clear up.