Could XRP’s price soar to $20 by the end of 2025? While once deemed ‘too slow’ or ‘too regulated’, this digital asset is experiencing a resurgence. Currently trading around $2.80 with a market cap over $170 billion, XRP is attracting investor attention as Ripple’s legal battles with US regulators wind down and adoption stories rise. TheCryptoBasic explored AI predictions to understand the potential for this bold price target. AI models ChatGPT and Google Gemini** have offered insights into XRP price trends by December 2025.** Their projections range from conservative growth to optimistic scenarios that could push prices beyond $20. ChatGPT presented three possibilities: a conservative scenario with ETF approval but delays in Ripple’s US bank charter could lead to gains of $5-$7, potentially an 80-150% increase. A more favorable scenario assuming both ETF approval and a successful US bank charter could see XRP reach between $10-$15, pushing its market cap toward $600 billion. If all goes well with a surge in retail and institutional investment, ChatGPT even predicts a breakthrough above $20. Google Gemini**, on the other hand, offered a more restrained perspective. It believes ETF approval alone could lift XRP by 60% to around $4.48. Should Ripple secure its bank charter as well, Gemini anticipates XRP movement into the $5.38-$5.60 range, with potential growth fueled by RLUSD partnerships. ** These optimistic projections illustrate the significant market-moving potential of a successful XRP future.** The article emphasizes that this growth hinges on regulatory approvals, institutional adoption, and user engagement.** It remains to be seen how XRP will fare in the coming months. Subscribe for daily crypto updates from TheCryptoBasic, where we delve into the latest trends and insights. **