Crypto Retirement Funds Stumble Despite Market Surge, Australian SMSF Holdings Decline

Australian self-managed superannuation funds (SMSF) saw a surprising decline in cryptocurrency investments despite Bitcoin’s significant price surge. Although the overall market saw a 60% gain for Bitcoin during the same period, SMSF holdings dropped by 4%, falling to $3.02 billion in June 2025, according to official data reported by the Australian Taxation Office (ATO). This unexpected trend contradicts broader crypto market trends, leading experts to speculate about the disconnect between investment behavior and market performance.