DeFi Lending Soars 72%, Driven by Stablecoins and RWAs

The DeFi lending sector is experiencing explosive growth in 2025, with total value locked (TVL) surging a remarkable 72% year-to-date. According to Binance Research, the TVL has climbed from $53 billion in January to over $127 billion this week. This significant rise can be attributed to growing institutional adoption of stablecoins and tokenized real-world assets (RWAs). These factors are enabling DeFi lending to bridge the gap between traditional finance and decentralized platforms.