XRP token is currently trading around $3, but the long-term potential of this cryptocurrency has sparked debate. Recent forecasts from cryptocurrency exchange Changelly suggest that XRP could reach a staggering valuation by 2040, exceeding both $500 and $2,406. These predictions are sparking renewed discussions about XRP’s future market ceiling. 2040 projections highlight the potential for explosive growth in XRP’s value. Changelly estimates a price of $501.59 by February 2040, with a minimum of $414.86 and an average of $436.40. This would represent a 17,499% increase from today’s levels. Similarly, Changelly projects XRP could hit $2,406 by December 2040, resulting in over 84,000% potential returns for investors holding at current prices. The token may begin to trade in the four-digit range as early as May 2040, with an estimated starting price of $257.34. While these projections are optimistic, it’s important to note that various community members have offered their own estimates: prominent commentator Linda Jones predicts XRP could reach beyond $100 in the future, while Jake Claver, Managing Director at DAG, suggests that XRP could potentially reach $10,000. These differing views highlight the wide range of long-term price targets for XRP. Historical context and market growth provide further insight: proponents often point to XRP’s rapid appreciation between 2017 and 2018. This period saw the asset surge over 75,000%, before a subsequent decline of nearly 95%. However, replicating such exponential growth in today’s market is unlikely due to increased market valuations. At $500 per token, XRP’s market capitalization would surpass $29 trillion, exceeding gold’s current estimated value of $22 trillion. At $2,406, the valuation would surpass $142 trillion, eclipsing global stock market capitalization today. Such figures highlight the significant scale of growth needed and raise questions about their realism. Other AI-driven forecasts offer more cautious projections: ChatGPT suggests XRP might reach $501 between 2040 and 2050. However, it considers $2,406 an unrealistic outcome under foreseeable conditions. Google Gemini refrains from assigning any concrete timelines, stating the targets are speculative. Grok AI estimates a $501 milestone between 2030 and 2035 under favorable conditions but considers $2,406 improbable within the next 10 to 20 years. This article highlights both the optimism and skepticism surrounding XRP’s future. It underscores the uncertainty inherent in long-term cryptocurrency price predictions while reminding readers that these projections are not financial advice.