Japan Post Bank Launches Digital Currency by 2026: A Major Move in Banking Innovation

Japan Post Bank has announced plans to launch its own digital currency, DCJPY, by 2026. This move aims to modernize savings and attract younger generations into traditional banking using innovative technology like digital currencies. Unlike public stablecoins, DCJPY will be a tokenized deposit, offering instant conversions between savings accounts and digital use cases like NFTs and tokenized securities. The bank’s decision is driven by a desire to utilize over 190 trillion yen in idle funds and re-engage younger users in the financial system.