Private Credit Soars as Wealthy Investors Drive Market Shift

A surge in private credit investments is transforming the financial landscape, with wealthy individuals playing a key role in shaping this new era. Driven by growing demand from pension funds and endowments, private credit is emerging as a dominant force in global finance. Investment bank RA Stanger reports that wealthy individuals poured $48 billion into private credit funds in the first six months of 2025, surpassing the total raised in all of 2023. This trend signifies a dramatic shift from traditional banking models, as private credit vehicles like evergreen BDCs and interval funds are now capturing investors’ attention.