Cryptocurrency exchange Gemini has partnered with Ripple and WebBank to launch a new credit card that rewards users with XRP for everyday purchases. The platinum-style card offers 4% cashback on fuel, EV charging, rideshares, and transit; 3% on dining; 2% on groceries; and 1% on all other purchases. The card also offers up to 10% back through rotating offers at select merchants. Early adopters can receive a $200 XRP bonus after spending $3,000 within the first 90 days. Notably, the card has no annual fee, foreign transaction fees, and rewards are instantly converted to a user’s Gemini account for trading, holding, or withdrawal. Gemini CEO believes this card empowers customers to express their loyalty through everyday purchases. Ripple CEO echoed this sentiment by stating that the card simplifies access to digital assets and links daily spending to both XRP and RLUSD. In tandem with the card launch, Gemini is expanding the use of RLUSD, a U.S.-dollar-backed stablecoin, which now serves as the base currency for all spot trading pairs on the platform. This integration streamlines trades between assets by eliminating the need for extra conversion steps. Gemini has been aggressively pursuing its expansion plans this year with initiatives like tokenized US stock trading and regulatory approvals in Europe. The XRP card and RLUSD integration are key elements of their strategy to seamlessly integrate crypto into everyday financial experiences.