Ripple’s Expanding Financial Services: Building an End-to-End Ecosystem Around XRP

New documents reveal Ripple’s strategic vision to integrate lending, payments, and token infrastructure into a single system powered by XRP. This ‘financial services stack’ aims to create a more powerful ecosystem for institutional participation in crypto markets. A key piece of this strategy is a credit line with Gemini, potentially reaching up to $75 million, with Ripple’s total exposure capped at $150 million. The agreement allows for future borrowing in USD-denominated Ripple stablecoin, signaling Ripple’s commitment to deploy substantial capital.