October looms as a critical period for XRP, with major regulatory decisions set to influence its future in the financial world. The U.S. Securities and Exchange Commission (SEC) has twice pushed back deadlines for rulings on spot XRP ETFs from CoinShares, Grayscale, and 21Shares, setting a final October 2025 deadline for a decision. This pivotal moment could determine XRP’s trajectory within global finance. If the SEC approves an ETF linked to its spot market, it would mark a landmark shift, allowing regulated investment products tied to XRP to trade on U.S. exchanges. This move could significantly expand access for both institutional and individual investors, placing XRP in a similar regulatory framework as Bitcoin and Ethereum.