Illinois Takes Action on Digital Assets with New Regulations

Illinois Governor recently signed legislation establishing new rules for the digital asset industry. These regulations, detailed in the Digital Assets and Consumer Protection Act and the Digital Assets Self-Service Terminal Act, require cryptocurrency exchanges to comply with state standards, implement anti-fraud and cybersecurity protocols, and set guidelines for ATM operators. These include registration requirements, provisions for fraud refunds, a 18% transaction fee cap, and daily limits of $2,500 on new user transactions. Notably, the Governor’s actions reflect concern regarding the lack of federal regulation surrounding cryptocurrencies under the Trump administration. Illinois alone reported $272 million in cryptocurrency fraud losses in 2024.