BIS Proposes AML Scores for Crypto Wallets: What Does This Mean?

The Bank for International Settlements (BIS) has proposed a new system for rating the AML compliance of non-custodial crypto wallets, potentially affecting how transactions between blockchain networks and financial institutions work. This proposal, which was published in August 2025, aims to standardize the approach to crypto conversions from fiat currency. The BIS suggests assigning an ‘AML compliance score’ based on wallet history and transaction patterns, specifically during interactions with banks for converting crypto into fiat. No major industry players have commented yet.