Jake Claver, a prominent business leader, warns XRP holders about the challenges of sudden wealth and emphasizes the importance of long-term financial planning. In a recent video post, he compares those expecting substantial gains from holding XRP to lottery winners, highlighting that many individuals lack the resources to manage such windfalls effectively. He points out that even with discussions on wealth management, unpreparedness often leads to significant asset depletion within just three years. 30% of those who might receive $20 million to $100 million in XRP-related profits are likely to deplete their assets. ❌ Claver explains that this occurs due to impulsive spending on luxury items and yachts without proper financial structure or tax planning.