After years of legal uncertainty, XRP has surged past the $3.25 mark, reflecting the significant impact of the SEC settlement. This landmark decision resolves a major question mark for the token’s future and unlocks new opportunities for institutional investors. The agreement, requiring Ripple to pay a $125 million fine, also clarifies regulatory expectations, creating a more predictable landscape for trading activity. Experts point to increased confidence as a driving factor behind this price surge, with institutions like hedge funds, crypto asset managers, and cross-border payment providers actively boosting their exposure to XRP. While retail excitement has fueled initial gains, the true potential of XRP lies in its long-term vision – capitalizing on the burgeoning remittance market. As the industry grapples with the implications of recent SEC action and ETFs, XRP is positioning itself as a pivotal player in financial innovation.