Ripple CEO Predicts XRP Dominance in Global Payments by 2028

In a bold statement at the XRP Apex event, Ripple CEO Brad Garlinghouse predicts that XRP will capture 14% of SWIFT transaction volume within five years. This ambitious projection underscores Ripple’s focus on expanding XRP’s capabilities for cross-border payments and challenging traditional financial systems like SWIFT. Garlinghouse emphasized the importance of liquidity over messaging in driving this shift, suggesting that by controlling global transaction flows, Ripple can significantly impact global payment dynamics.