German financial giant Deutsche Bank is set to integrate stablecoins and tokenized deposits into its payment infrastructure. This strategic shift comes as the U.S. Congress actively debates the Genius Act, a bipartisan measure aiming to regulate stablecoins and fuel innovation in the digital asset space. 💰 🇺🇸 🤝 The bank’s exploration of stablecoin integration also aligns with the BIS study suggesting tokenized assets can cut cross-border payment costs by up to 30% using blockchain technology. 📈 This move positions Deutsche Bank to challenge existing market leaders, including Tether and Circle, who currently dominate the $150 billion stablecoin market. 🚀 However, timing is crucial as the EU’s MiCA regulations, set to take effect in 2025, will impose stringent standards for stablecoins, potentially influencing Deutsche Bank’s strategy. Meanwhile, the ongoing push for regulation with the Genius Act could create a more harmonized environment, encouraging banks to adopt stablecoin-based systems across borders. 🌎