GENIUS Act: A New Framework for Stablecoin Regulation in the U.S.

The Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 (GENIUS Act) stands poised to significantly reshape US regulations for digital assets, specifically stablecoins. Introduced by Senators Bill Hagerty (R-TN), Tim Scott (R-SC), Kirsten Gillibrand (D-NY), and Cynthia Lummis (R-WY), the bill aims to establish a comprehensive federal framework for stablecoin issuance and oversight. 2025 marks a turning point in the crypto landscape, as it will impact both issuers and users alike.