CNBC host Jim Cramer advises investors to consider Bitcoin and gold as protective investments against the uncertainty of rising US debt and government borrowing. While Bitcoin approaches the $108,000 resistance mark following a 37% rally from March lows, bearish indicators suggest caution is warranted. 2011 and 2023 saw similar market reactions to Moody’s downgrade, but Cramer emphasizes that panic selling often stems from fear rather than fundamental analysis. He suggests investors use this as an opportunity to make more informed investment decisions, particularly by utilizing Bitcoin and gold for strategic hedging against excessive government borrowing. Despite mixed signals, Bitcoin’s volume and price structure remain strong, though failure to break out could trigger a pullback towards $90,000.