XRP has achieved a significant market milestone, surpassing Tether to claim the third position by crossing the $2.61 mark. This surge in value is attributed to robust adoption and supportive legislative changes across jurisdictions. 2025 saw an impressive growth of XRP wallets, with over 638,000 new accounts joining the ecosystem, marking a 11% increase from previous years. This influx of users indicates increasing interest in the cryptocurrency’s growing potential. Driven by whale movements and institutional investments, XRP is now primed for further expansion. Predictions indicate that this momentum could push the price to $22 per token in 2026. Key contributors include a recent boost driven by the passing of House Bill 594 in Missouri, which will allow individuals to deduct capital gains on cryptocurrencies like Bitcoin and XRP from their income taxes. This favorable policy change is expected to further attract investors and bolster the overall cryptocurrency market.