A groundbreaking valuation model developed by Susan Athey and Robert Mitchnick offers a compelling argument for XRP’s true worth. This model suggests that XRP could reach a remarkable five-figure sum in the market. Despite its current price of $2.42, XRP has struggled to match market performance across various cycles. Many attribute this underperformance to price suppression, particularly related to ongoing legal disputes with Ripple. 2018 saw the introduction of the Athey-Mitchnick model, which evaluates XRP based on two key factors: its utility as a cross-border payment asset and its value as a store of wealth. 10% of global transactions are projected to be facilitated by the XRP Ledger (XRPL) by 2030, significantly boosting demand for XRP and driving its market value. The model also anticipates that 10% of global assets will transition to XRP, further amplifying its value. This increase in use showcases XRP’s efficiency in fast, borderless payments and reinforces its role as a reserve asset, decreasing the circulating supply. 10% of global assets are projected to shift to XRP, further driving up its value.