XRP price predictions continue to circulate, with crypto commentator BarriC recently suggesting a potential surge to $1,000 once it hits the $100 mark. BarriC believes this will trigger widespread XRP adoption as investors seek participation in the future global financial system. His prediction has sparked debate within the community, with many agreeing that historical trends suggest market shifts can occur unexpectedly. Ripple’s President Monica Long echoes this sentiment in her 2025 Crypto Outlook report, predicting DeFi integration into traditional finance to revolutionize markets like FX, bonds, ETFs, and mutual funds. By 2025, she anticipates 10 out of the 15 global banks launching tokenized offerings. While XRP’s future remains unclear, crypto enthusiast Ashley Prosper offers a phased timeline based on regulatory developments for Ripple. This suggests potential price targets ranging from $400 to $500 in Phase 1 (2025-2027), rising to $2,000-$2,500 in the second phase (2028-2032) as regional payment systems and smaller institutions adopt XRPL. The third phase (2033-2040) could see XRP reach $10,000-$13,000 if widespread adoption occurs in traditional financial markets. Beyond this point, a surge to $20,000 or higher is not entirely out of the realm of possibility if XRP truly solidifies its place as a core component of the global financial system.