Facing the potential impact of a recession, US banks are displaying unexpected resilience. Their financial foundations are fortified by tighter credit standards and reduced exposure to risky assets compared to just two years ago. This unexpected strength is not due to proactive planning for this economic downturn; it’s the consequence of the banking industry’s swift response to the 2023 collapse of several banks, including Silicon Valley Bank, Signature Bank, and others. This crisis forced a fundamental restructuring across the financial landscape. Experts believe that this change has empowered banks to navigate the more complex economic challenges brought about by tariffs and volatile markets.