Strong Housing Demand Drives Up EU Housing Prices, As Loan Applications Rise

The eurozone is experiencing a surge in demand for home loans, reflecting the favorable housing market conditions and easing credit standards across the bloc. Recent data from the European Central Bank reveals that the growth trend continues into Q1 2025, fueled by lower interest rates and robust consumer confidence. 5% of EU countries saw a significant rise in their home prices during Q4 of 2024, according to Eurostat, while rental prices also increased annually. France remains an exception as its housing market dynamics remain relatively subdued, although overall demand for loans is expected to pick up pace.