Cryptocurrency markets are approaching 2028, and even with potential growth in the short term, the trajectory for XRP remains uncertain. Standard Chartered, a renowned financial institution, released a price target for XRP Coin indicating strong possibilities for significant market growth. The firm suggests that by 2028, XRP could surpass Ethereum in market capitalization. This prediction stems from the expected resolution of legal battles involving Ripple and its payment services, as well as a surge in stablecoin transactions within XRP’s ecosystem. Geoffrey Kendrick, Standard Chartered’s global head of cryptocurrency research, highlighted several factors driving this optimistic outlook: the end of the appeal process against Ripple, anticipated approval of XRP ETFs in Q3 2025, and robust growth expected for XRPL’s payment chain structure using RLUSD and its alternatives. The potential of XRP’s technology in asset tokenization also contributes to its long-term prospects.