Financial giant Fidelity Investments has introduced a new, fee-free individual retirement account (IRA) allowing U.S. adults to invest in cryptocurrencies within a tax-advantaged framework. This offering brings Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC) into their retirement portfolio options managed by the company with over $6 trillion in assets under management. The new crypto IRA provides access to tax-free (Roth) and tax-deferred (traditional and rollover) retirement accounts, while Fidelity charges a 1% spread on each cryptocurrency transaction’s execution price. This product reflects growing investor demand for digital assets within retirement planning strategies. Fidelity will safeguard client assets through cold wallets and offers seamless investment management via its existing platform, integrating crypto alongside traditional investments. Notably, access to this service is subject to individual state regulations.