Financial giant Fidelity has introduced a revolutionary new service for American retirement investors – fee-free crypto IRAs. This move opens the door for individuals to access and invest in cryptocurrencies within their retirement accounts, marking a significant shift in the world of retirement planning. Fidelity’s offering is built upon its expertise with institutional investors, allowing them to purchase Bitcoin (BTC), Ether (ETH), and Litecoin (LTC) through tax-deferred traditional IRAs and two Roth IRAs (one a rollover option). While fees are kept low, a 1% spread applies to buy/sell crypto transactions. Fidelity leverages its subsidiary, Fidelity Digital Assets, which has traditionally catered to institutional investors, for this new offering.