Mutuum Finance (MUTM), a new DeFi platform launching in presale, has already raised over $1.4 million, securing 2,790 holders at its current price of $0.015. Investors are eyeing a potential surge to $5, driven by the platform’s unique lending and borrowing system. While established tokens like Ripple (XRP) and Cardano (ADA) struggle for sustained growth, Mutuum Finance is poised for rapid advancement. Could it outpace its bigger rivals? Four factors suggest it might: strong momentum, real utility, strategic timing, and a clear plan for future gains. 400% returns are within reach during the presale phase at launch price of $0.06. 2025 could see Mutuum Finance surpass XRP and ADA, potentially hitting its target of $5.