Stablecoins, like USDT and USDC, are now used in over 90% of cryptocurrency transactions in Brazil. This surge is driven by Brazil’s high inflation rate and the ease of access provided by fintech platforms and crypto exchanges. These factors have made stablecoins a popular choice for both individuals hedging against currency fluctuations and businesses managing international payments. Brazilian regulators are beginning to establish rules for stablecoin use, with a focus on transparency and consumer protection. Key considerations include reserve audits for issuers and safeguards against fraud. As the digital payment infrastructure in Brazil continues to grow, this shift towards stablecoins reflects a growing understanding of blockchain-based alternatives.